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Confused about what a Mortgage Agent can do for you? Well here’s your answer……

General Cindi McLean 26 Feb

I realized recently that there’s still some confusion surrounding exactly what we do and what services we have to offer as independent Mortgage Professionals.

With today’s uncertain economic climate, the record debt levels many Canadians now face and the fact that interest rates are beginning to rise, we’re fielding more questions than ever before.

We work with Canada’s leading Financial Institutions, including Banks, Trust Companies and Credit Unions. This includes Scotiabank, TD Canada Trust and many others. There is a complete list of all our lending partners available on my website.

Since our company, Dominion Lending Centres, sends these lenders more than $14 billion in mortgage volume annually, these lenders provide us with exceptional rates, fast turnaround times and flexibility with approvals.

When you use us to find you the best mortgage products and rates catered to your unique needs, we negotiate on your behalf and there is no cost to you. The lender pays us a fee for bringing business their way. Remember, this saves lenders from paying out the costs associated with additional employees in wages, vacations, training, office space and benefit. There is no cost to you, and we only earn a fee if we arrange the mortgage for you. The fee is the same, regardless of which lender I choose, and it’s not built into the rate. The rate is typically lower than if you went directly to the lender, and the process is much simpler.

We also have lenders available that specialize in providing mortgages for clients who are self-employed, contract employees, those who have seasonal income, have trouble proving income or lack some of the standard documentation. We are experts in negotiating the best rates for all Canadian, but understand that sometimes you may have challenges in your past that we can work through with you – and help get you back on track.

Many borrowers think their bank will automatically give them the best rates simply because they have been loyal customers for many years, have multiple accounts with them or have high account balances. Don’t fall into that trap. That kind of thinking has cost many clients thousands of dollars in unnecessary interest.

I’m a fully licensed Mortgage Professional with a financial planner background that gets the job done. The safety and security of your personal information is of utmost importance and all discussions, documentation and file management are completely confidential at all times.

For a discussion on how I can help you, give me a call. I’m here to help!

Looking forward to hearing from you,
Cindi